What is Roth 401(k)? Is it Right for Me?

Roth 401(k) Basics Elective deferral contributions to a traditional retirement plan are contributed on a pre-tax basis and help lower your current taxable income. Roth elective deferral contributions, however, are much like a Roth IRA in that contributions are made … Read More

Cryptocurrency 101

CryptoCurrencies, Blockchain, Hash Generator, BTC, Ethereum…. If you weren’t sure if this was English, you are not alone. While Bitcoin is one of the biggest stories in today’s world, many still don’t understand what it is or how it works. … Read More

Fiduciary Hot Topics Q3 2021

Ongoing Litigation Against Colleges and Universities – Supreme Court agrees to review dismissal of lawsuit against Northwestern University Hughes v. Northwestern University The Supreme Court has granted a Writ of Certiorari and agreed to review the dismissal of the plaintiffs’ … Read More

Use Plan Analytics to Evaluate Your Plan

Your retirement plan is a valuable resource for your employees and serves as a vehicle to attract and retain top talent. Ensuring plan success is crucial. Examining plan analytics can help evaluate its success. Plan analytics you should explore: Median … Read More

Negotiating Retirement Plan Fees

GET THE BIGGEST BANG FOR YOUR BUCK! NEGOTIATING RETIREMENT PLAN FEES WITH YOUR PROVIDER According to plan sponsors, one of the most harrowing aspects of their fiduciary obligations is to ensure that plan fees are reasonable. From administration and recordkeeping … Read More

IRS Audit Tips

Are you prepared for an IRS audit? The Internal Revenue Service’s (IRS’s) Employee Benefit ance with regulations, the IRS can impose taxes, penalties and interest. Audit Program is used to audit and enforce. The IRS’s emphasis, with respect to defined … Read More

Fee Equalization/ Levelization

Have you conducted a fee equalization/levelization? Fees in defined contribution (DC) plans can be complicated. Historically, fees have not been fully and simply disclosed, but the industry is changing towards greater and more understandable disclosure. Simply put, there are two … Read More

Form 5500 Red Flags

Beware of the IRS and DOL: Four Red Flags They Seek on Form 5500 The Form 5500 is an ERISA requirement for retirement plans to report and disclose operating procedures. Advisors use this to confirm that plans are managed according … Read More

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